The Delta SkyMiles Platinum card offers you a free companion airline ticket (plus taxes), each year when you renew your credit card. It also features a ton of other high-end benefits including airport business lounge access and a $100 statement credit for Global Entry or Precheck every five years. If you accidentally exceed the amount of cash available on a debit card, your credit card can cover the extra costs. For an explanation of our Advertising Policy, visit this page. The card has an interesting benefits package that includes 15 elite night credits towards Marriott Bonvoy status, a $100 credit when staying at St. Regis and Ritz Carlton properties, a Priority Pass lounge membership, Global Entry reimbursement, an annual free night (up to 50,000 Marriott points), and a $300 credit towards Marriott purchases per calendar year. Your typical airline lounge may offer you a drink and a light snack, but not much else. While many travel credit cards offer car rental insurance, others go above and beyond when it comes to travel insurance. One of the biggest benefits that comes with using a credit card is that you can sometimes get rebates on your purchases. This site does not include all credit card companies or all available credit card offers. Rate this credit card: Benefits Summary. 5. Of course, some of the most valuable benefits come on cards with hefty annual fees. To top it off, Amex is offering Uber users $30 off a first ride in the U.S. through July 31, 2018. This deal excludes special exhibitions, ticketed shows and fundraising events. If you’re a frequent traveler, and have elite status with the airline, then you always hope to get a first class upgrade. Most people just want to know about a card’s rewards program and annual fee. With the Unique Platinum Card, you must pay at least 10% of your balance or $25, whichever is greater. The Capital One® Savor® Cash Rewards Credit Card is offering a whopping 8% cash back when purchasing tickets for live sports, concerts and theater events through Vivid Seats. The charge will appear as Unique Card … 1. Did you know that you can save $200 off your Uber rides by using the Platinum Card from American Express? Otherwise, you can take advantage of these perks year-round. There are so many credit cards out there and many of the benefits they offer are the same, such as a credit for Global Entry/TSA PreCheck fees or access to Priority Pass lounges. No amount of credit card reform is going to help if you don't spend the time to make your credit cards benefit you. The Citi Prestige® Card’s well-known fourth-night-free benefit has been downgraded several times since it was first introduced, but it can still offer significant value. Price protection is another money-saving perk. This may not be the most exciting benefit out there, but it can definitely save you cash when you need an item delivered ASAP. A rewards credit card does exactly what its name implies: rewards the cardholder for making purchases. Purchase one standard tasting and receive one complimentary tasting of equal or lesser value. In 2016, prices started at $450 for two seats and went up to $3,000 for packages that included receptions before and after the ceremony. Bank of America credit and debit cards offer access to more than 225 museums across the U.S. for free on the first full weekend of every month under the Museums on Us program. Unique Platinum. The card details on this page have not been reviewed or provided by the card issuer. You also get preferred pricing on non-wine purchases over $50, special wine and food pairings, and savings on same-day wine purchases and reserve tastings. Disclaimer – The information about the … Upon application, Unique Card Services will offer to reward you with the benefit of a platinum shopping line of credit. Participating museums in New York City include the American Museum of Natural History, the Intrepid Sea, Air & Space Museum, and three branches of The Metropolitan Museum of Art; here’s a full list. This card also offers access to the less luxurious, but more numerous Delta SkyClub and Priority Pass Select lounges. I authorize Unique Platinum to charge my credit/debit card immediately for the initial application fee of $29.95 and every (30) days thereafter $21.94 in which I maintain my membership. CHARGE CARD - CREDIT LIMIT: My UNIQUE CARD SERVICES™ Account has been issued with a starting credit limit, which is indicated on the Account Information Form. If you have a Visa Signature or Visa Infinite credit card, you could get special savings at more than 50 wineries in Sonoma County, California. Now, several credit card issuers offer the perk, including: If you have a credit card with one of these issuers, check your online account to get access to your FICO credit score. Planning a trip to wine country? The perks that come with paying on plastic include: 1. We may receive compensation when you click on links to those products. When choosing a credit card, few people take the time to consider all of the unique credit card benefits a particular card offers. These benefits might not be enough to convince you to pick up a new card, but there’s a good chance that a card that’s already in your wallet has a benefit that you don’t know about. Highlights. Credit cards typically come with benefits, which are extra features that may: provide protections on purchases, like extended warranties on electronics offer insurance or special access while traveling, like collision insurance on rental cars or airport lounge access The NHL® Discover it® will help you offset your hockey fan costs. With seasonally inspired food designed by renowned local chefs, premium spirits, signature cocktails and curated wines — plus spa services, wine tasting, family areas, and shower suites in select clubs — the Centurion Lounge network can bring a big upgrade to your next trip. Reservations must be booked through the Citi travel portal, which means you can’t use discounts like AAA or member-only rates and you generally won’t earn points or receive elite benefits. And when you’re considering a new credit card, check for these less publicized benefits when you are comparing cards. The card details on this page have not been reviewed or provided by the card issuer. However, all credit card information is presented without warranty. 5 Crypto-backed Debit/Credit Cards You Can Use Right Now. Many credit cards — like the Chase Sapphire Reserve, Citi Prestige® Card and Marriott Bonvoy Boundless — offer access to airport lounges in the Priority Pass network, but only The Platinum Card® from American Express and Centurion cardmembers get complimentary access to the exclusive Centurion Lounges. Hotel-branded credit cards often offer a free hotel night on a cardmember’s anniversary. The best part about these discounts is that you don’t have to register for these offers or go through a special link — just use your World Elite Mastercard to pay and the promotion will be applied to your account automatically. To get the credits, just make sure you opt to pay for your rides with your Platinum card. More than 100 stores, including Saks Fifth Avenue, Kate Spade, Neiman Marcus, Bloomingdale’s and Kiehl’s, are part of ShopRunner. I would like to subscribe to The Points Guy newsletters and special email promotions. See, credit for Global Entry/TSA PreCheck fees, our guide to the best Bank of America cards, including our favorite, Citi Price Rewind, special discounts and promotions with these popular services, Guide to lounge access with the Amex Platinum and Business Platinum, exclusive benefits at more than 50 Sonoma County wineries, special holiday gifts at the Centurion Lounges, No flying required: Here’s how to earn Southwest elite status by spending on a credit card, Cruise lines have officially started to cancel Alaska sailings, New ruling means some credit card rewards may occasionally be taxable — but don’t panic, Blue Cash Preferred® Card from American Express. You can also use a credit card to help pay for your hockey gear and your NHL subscription. General Disclaimer: See the online credit card application for details about terms and conditions. Card benefits. 9 Benefits of using a credit card. What Are the Benefits of Using a Credit Card? This site does not include all credit card companies or all available credit card offers. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Unique rewards: Elite credit cards typically come with rewards that far surpass the typical cash back reward seen on your standard consumer credit card. When choosing a credit card, few people take the time to consider all of the unique credit card benefits a particular card offers. Opinions are the author's alone. Many don't need any purchases - they are perks just for opening an account. There’s no limit to this benefit — you can even book an eight-night stay and get both the fourth and eighth nights free. The Chase Sapphire Preferred® Card offers 2x points per dollar spent on all dining and travel expenses, while the Chase Sapphire Reserve® Card offers 3x points per dollar spent on those charges. Some benefits are only available to the primary accountholder and not authorized users. That means that new applicants get a $1000 credit line that they can use to make purchases online at My Unique Outlet. This content has not been provided by, reviewed, approved or endorsed by any advertiser, unless otherwise noted below. Comments may be held for moderation and will be published according to our, Credit Cards For Grocery Stores Purchases. With this card, you can get $15 in Uber credit for U.S. rides every month, plus a $20 bonus in December via the Uber app. Sign Up for free weekly money tips to help you earn and save more. Jason lives in Denver Colorado where he enjoys bicycling, snowboarding and flying. Most people just want to know about a card’s rewards program and annual fee. It's an expensive card, and it might not be the best solution for rebuilding your credit. Bank of America® offers the “Museums On Us” program to all credit card holders. So, if you’re in the market for a new travel credit card, make sure to check the insurance benefits to get the most bang for your buck. Benefits at each winery vary, so do your research before planning a trip. No Credit Checks. The information for the Wells Fargo Visa has been collected independently by The Points Guy. When you book three consecutive hotel nights through Citi’s travel service, your fourth night is free. Terms apply to the offers listed on this page. If you’re a student, here’s some extra credit you likely haven’t heard about in college: cash back on your credit card statement for your good grades. These benefits, not always advertised, are becoming quite popular with younger credit card users. Apply Now. Airport business lounge access, and a massage. Nexo. You can trust the integrity of our balanced, independent financial advice. Please view our advertising policy page for more information. Get preferred pricing on non-wine purchases over $50. CNBC Select reviews popular rewards credit cards to find the best options for people who want luxury perks and premium benefits, including the American Express Gold Card and others. When your smartphone costs more than your computer, you live in constant fear of it being damaged or stolen. This post contains references to products from one or more of our advertisers. Facilities available to cardholders include New York’s Metropolitan Museum of Art, the Philadelphia Museum of Art and the Orlando Science Center. The accounts from Unique Card Services and Horizon Card Services are quite similar in that they offer you 0% APR for financing. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page. The main benefit of virtual credit cards is the ability to close the account. Here are a few of the more pertinent benefits that you need to be aware of when it comes to using credit cards. Cards with this service include the Wells Fargo Cash Wise Visa® card—a good choice for simple cash rewards that gives you 1.5 percent cash back on every purchase, with no annual fee. Please view our advertising policy page for more information. The Points Guy will not sell your email. But this only applies if you remain a member. Savings on reserve tasting or special wine and food pairings. But if you happen to have the Delta SkyMiles Reserve card from American Express, then you’ll receive upgrade priority above others who have the same level of elite status. Please view our advertising policy page for more information. Fantastic article that suits all audiences. Money Under 30 compares the best tools for tracking your credit report and score. Mobile phone insurance. $1,000 credit line. The Benefits. It will only extend your warranty a certain amount of time, it has monetary limits and not all items qualify. Nexo is a unique crypto credit card that … While this is one form of overdraft protection , it’s not the only method. Cash back isn’t really a unique benefit – there are tons of cards that will get money back into your account every time you swipe. One of my favorite perks that wasn’t mentioned is the rental car insurance that many of the cards provide for no charge. These clubs feature gourmet meals, and some even include complimentary spa treatments and massages. If you have the Chase Sapphire Preferred® Card or Chase Sapphire Reserve® Card, then you have the ability to purchase tickets to the Emmy Awards using your reward points! Related: Guide to lounge access with the Amex Platinum and Business Platinum. Disclaimer: The responses below are not provided or commissioned by the bank advertiser. But there also are some more valuable, exclusive benefits that only certain cards offer. Savings on wine purchased same day in the tasting room. The card details have not been reviewed or approved by the card issuer. To activate this benefit, visit your card issuer’s enrollment page, enter your email address, click on “Enroll for Free” and enter your personal details and card information. There’s no cap on how much you can earn, and you’ll get that 8% back on the total ticket price (including tax and fees). The SkyMiles Platinum card certificate is only valid for economy class flights within the 48 contiguous United States. Visa Signature and Visa Infinite cardholders get exclusive benefits at more than 50 Sonoma County wineries, including a complimentary wine tasting when you buy one of equal or greater value. Best High Yield Savings Accounts Compared, Understanding Overdraft Protection and Fees, The Beginner’s Guide To Saving For Retirement, How Much Do You Need To Have Saved For Retirement, How Much Should You Contribute To Your 401(K), How To Pay Medical Bills You Canât Afford, Free Monthly Budget Spreadsheet For Excel & PDF, Auto Loan Interest Calculator: Monthly Payment & Total Cost, Bestow’s Chief Insurance Officer, Jackie Morales, 14 Hidden Credit Card Perks And Benefits You May Not Know Existed, 1. It’s true. A credit card has become an indispensable part of our lives, with its ease of use and convenient pay-back options. Setting up alerts, choosing another backup funding method and closely monitoring your account can also protect you in the event of a funding shortage. The Citi® /AAdvantage® Executive World Elite™ Mastercard® miles on air travel, hotels, dining, and entertainment purchases. Unique Platinum Shopping card features full credit card offers, credit reporting, 1000 credit, guaranteed approval and unique benefits set Attending the Emmy Awards and other special events, We invite readers to respond with questions or comments. This perk allows you to book a stay of four nights or longer and receive one night free (based on the average room rate, excluding taxes and fees). Everyone loves a good buy-one-get-one free offer, but this is much more valuable when it’s for an airline ticket. The discounts, offers, and deals that a credit card offers are unmatched by any other financial products and spell a bonanza for the wise user. Whether you’re a music lover, a fan of rideshare companies like Uber and Lyft, or someone who hates waiting in line at the airport, you may get more out of your next credit card than you thought possible. This benefit works whether you’re booking an inexpensive motel or a luxury resort. Common benefits include insurance for damage to a rental car, extended warranty coverage on large purchases, and even price protection policies. Usually, these upgrades are determined by your level of status, how much you paid for your ticket, and when you bought it. For example: The Bank of America® Premium Rewards® credit card offers protection if you have to cancel or interrupt your trip for eligible reasons, or if your trip gets delayed through no fault of your own. Many credit cards offer presale promotions in which they make tickets available for eligible cardmembers before they’re opened up to the general public. When you use your card and the code ITPAYS, you’ll save 10 percent at Shop.NHL.com. You can find some unique credit card benefits beyond just cash back or travel miles—if you know where to look. Instant Approval. Unique credit card benefits you won’t find elsewhere. This membership entitles me to all benefits of the program (click here for program benefits). Benefits of virtual credit cards. With similar insurance plans going for between $8 and $15 a month when you purchase them through your wireless carrier, this feature alone could save you $100 a year or more. You’ll earn 4% when you eat out, year round, as well as on entertainment. Bank of America credit and debit cards offer access to more than 225 museums across the U.S. for free... Free two-day shipping. The Citi Prestige® Credit Card offers several types of credits, including an annual $250 Air Travel Credit and a $100 Global Entry application fee credit every five years. But, there are also no-annual-fee cards with unique features that might be more useful to the average consumer than perks on the high-fee cards designed mostly for frequent world travelers. Earn 5X ThankYou® points per $1 spent on dining and air travel, 3X points on cruise line purchases I have extensive experience with credit cards but had never heard of many of these tips. Huge cash back for live entertainment events, 5. If your main account number is exposed in a data breach because you didn’t use a virtual credit card, you’d have to get your main credit card account number reissued. You’ll receive a $1,000 credit line to spend on My Unique Outlet purchases. However, credit cards can become debt traps if not used correctly, or if you spend more than you can repay when the bill comes around. Put simply, when the price of an item you purchased drops within a specified timeframe (generally within 60 to 90 days), these programs will give you a refund for the difference. There are, however, some truly unique benefits. 14 Hidden Credit Card Perks And Benefits You May Not Know Existed 1. While there’s only a small chance of having lost or stolen cash returned, a credit card can quickly be cancelled if you lose your wallet. Many of the most popular programs have been discontinued (including our favorite, Citi Price Rewind), but a handful of credit cards still offer this benefit. But the catch is that you have to pay a membership fee (in return for a bunch of benefits like road side assistance etc). Museums such as New York’s Intrepid Sea, Air and Space Museum, the Art Institute of Chicago and the Institute of Contemporary Art in Boston are among the locations not currently open. Credit card issuers continue to find new ways to attract new cardholders, and that means thinking outside the box in terms of benefits and perks. That’s too bad, because certain credit cards can offer some other extremely valuable benefits beyond the headline rewards programs. Here are seven of the most valuable unique credit card benefits you can only get by holding the right card. The information for the Citi Prestige Card has been collected independently by The Points Guy. But when you pay for your monthly bill with certain Wells Fargo credit cards, then you automatically receive up to $600 worth of coverage with a $25 deductible. Jason Steele Check out our guide to the best Bank of America cards. If you prefer saving points on hotel stays rather than cash, the IHG Rewards Club Premier Credit Card from Chase has the perk for you: Get the fourth night free on award stays of four consecutive nights. There’s no guarantee that you’ll receive one of these gifts, but it’s a nice perk that can further offset the Platinum card’s hefty $550 annual fee (see rates and fees). If it says “Signature” or “Infinite” under the Visa symbol, you’re eligible. There’s a $95 annual fee for the Chase Sapphire Preferred® Card and a $550 annual fee for the Chase Sapphire Reserve Card. This can make all the difference between enjoying first class and having to take your seat in economy. Other museums have adjusted their hours or admission policies, so you’ll want to locate and select a museum using their map, then click “Partner site” to review that museum’s policies and protocols. Other events offered in Chase’s On Location program include the Sundance Film Festival and events at Madison Square Garden in New York. If available, balance transfer requests are subject to approval. That’s right. Here are 14 cards and the rewards they offer. Ever wonder if there's more to your credit card than traditional rewards? And many programs have made their free nights more flexible and extended expiration dates due to COVID-19. You’ll also shave 10% off your NHL.TV™ subscription when you pay with your Discover card. This includes video streaming, digital music and even shopping subscription services. Typically, this credit card benefit will add time to your manufacturer’s warranty. Unique Card Services charges $19.95 a month and a one-time $29.95 set up fee. It’s incredibly easy to use: Once you open the card, the discount will automatically be applied when you make a reservation with points from your linked IHG Rewards Club account. Required Credit Any Credit Welcome. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered. Price protection is currently available on select United Airlines cobranded cards from Chase, Capital One Spark Miles for Business, Capital One Spark Cash for Business and the Wells Fargo Visa Signature® card. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. That means you’ll get a new account number. Disclaimer – The information about the Wells Fargo Cash Wise Visa card has been collected independently by MoneyUnder30.com. Here are 10 awesome ones that you won’t find on just any card. Rewards can vary by issuer and card type. This is on top of the regular cash back program for the card, which is in itself phenomenal. All you need to do is enter in the code UBERAMEX in the Uber app and pay for rides with your applicable credit card. Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. There are a lot of cryptocurrency credit and debit card services you can choose from but these are some of the most popular ones: 1. I will definitely be referencing this article in one of my future posts. Petrol credit cards: These cards offer petrol-related benefits, such as cash rebates or extra reward points on fuel and spending at petrol kiosks. Although it’s not a published benefit, American Express regularly sends free gifts to Platinum Card members, ranging from an Amazon Echo smart speaker to BLADE helicopter transfers to gift cards and exclusive discounts at luxury retailers and spas. Featured photo courtesy of Timothy A. Clary/AFP/Getty Images. ALL RIGHTS RESERVED. For rates and fees of the Amex Platinum card, please click here. Whether you need quick delivery for last-minute holiday or birthday gifts or just want to avoid extra shipping costs for your online purchases, you can get free two-day shipping and free return shipping with the complimentary ShopRunner membership if you have an eligible World Mastercard, World Elite Mastercard or American Express card. © 2021 THE POINTS GUY, LLC. They have also been known to offer special holiday gifts at the Centurion Lounges in December. Featured Credit Cards; Special Offers; Credit Card Pre-Qualification; EMV Chip Credit Cards; Rewards. Most people are going to be interested in cards that get free access to airport lounges, automatic elite status with hotels, free night certificates, free checked bags, companion airfare certificates, and the other benefits described above. Combine this perk with your Amex Platinum’s $50 twice-yearly credit at Saks Fifth Avenue to receive speedy shipping if you shop at Saks online. But there’s one card on the market now offering a cash back program worth mentioning. Jason Steele has been writing about credit cards, travel and personal finance since 2008, and is passionate about using his cards to travel for free. If you have a World Elite Mastercard, you’re eligible for special discounts and promotions with these popular services. The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. Most credit cards charge between 1% and 3% for minimum monthly payments. Unique credit card benefits you won’t find elsewhere Free museum entry. You can only use this benefit up to two times per calendar year. That’s too bad, because certain credit cards can offer some other extremely valuable benefits beyond the headline rewards programs. BENEFIT SERVICES: I understand that I will receive privileges in Roadside Assistance Plan, and … Other benefits include 5x points for airfare and hotel purchases, and a $200 annual airline fee credit. We commit to never sharing or selling your personal information. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear).
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