... “Most companies claim they are calling you from Visa card services or … Stop annoying robocalls to your phone using every trick we know. However, they can't do anything that you can't do … The voice tells you that it's an important notice and that this is your second (it's not) and final (it's never) call. Editor's note: This story has been updated to reflect the Senate passage Thursday of the TRACED Act. Defined as automated calls with a recorded message, robocalls are “by far” the No. The caller asks you to confirm or give up some personal information, e.g., your credit card number, credit card security code, social security number, or mother's maiden name. I quizzed him instead. Robocalls are at epidemic levels. Some robocalls—automated telephone calls that deliver recorded messages—are useful. A robo-caller wanted to know my credit card number. If you get a call from a company that says it can lower your interest rate for you, it's probably a scam. Protect Yourself. VISA & MasterCard Telephone Credit Card Scam Scam warning! These companies charge you a fee, claiming that they can get you a better rate on your credit card. See Settling Credit Card Debt. You receive a phone call from someone who says they're from your credit card company. How Credit Card Thieves Try to Scam You Over the Phone . And one way to stop them cold. Scammers might pose as financial institution and or credit card representatives to trick unwary consumers into providing the three-digit security code on the back of a credit card or other sensitive information. Credit card companies have long battled such attempts to fish for cardholders' information, said Lori Hodges, a vice president of the risk department at Visa. T-Mobile, Google, Apple and the US government are all taking steps to put an end to robocalls and other call spam. Be calm, patient and persistent. Here are some ways to get a handle on them in the new year. The automated robocalls using “Rachel’s” voice were an illegal nuisance, falsely promising consumers nationwide that they could lower the interest rates on their credit cards for a fee. Robo-calls from Credit Card Services If you've not received a robo-call from Rachael at Credit Card Services, you're lucky. En español | Let’s cut to the chase: Those relentless robocalls are a pain in the you-know-what.. For example, calls that advise you about a school closing, potential credit card fraud, and medical notifications are to your benefit. Scammers have gotten craftier, but the scams are the same. But robocalls from telemarketers and scammers are annoying and, in … The FTC says that if you’re looking to reduce the interest rate you’re paying on your credit card purchases, your best bet is to handle it yourself for free: call the customer service phone number on the back of your credit card and ask for a reduced rate.
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